Privacy Policy

What we collect

Your name, email, country, profile photo (optional), device identifiers, and payment information supplied through Stripe. We also store the savings-group activity you participate in — contributions, payouts, and messages.

How we use it

To run your Kolo savings groups: sending contributions, moving payouts to your bank, notifying you about your turn, and preventing fraud. We do not sell your data.

Who we share it with

Stripe (payment processing), Resend (transactional email), Emergent Object Storage (photo hosting), and law-enforcement or courts if legally compelled.

Your rights

You can export or delete your Kolo data on request by emailing support@joinkolo.app. Payouts already sent to other members stay on their history.

Contact

Questions or data requests: support@joinkolo.app.